Terms of Use of B Local Card and this Website

Please read these terms of use carefully before you start to use B Local Card and this site. By using our loyalty program and this site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our loyalty program and site.

RELIANCE ON INFORMATION POSTED & DISCLAIMER
The materials contained on our site are provided for general information purposes only and do not claim to be or constitute legal or other professional advice and shall not be relied upon as such.
We do not accept any responsibility for any loss which may arise from accessing or reliance on the information on this site and to the fullest extent permitted by Irish law, we exclude all liability for loss or damages direct or indirect arising from use of this site.

INFORMATION ABOUT US
www.blocalcard.com is a site operated by Sullycard Ltd (“We”); we are a company registered in Ireland. We exclusively reserve the right of admission to the B Local program to both business partners and B Local members.

ACCESSING OUR SITE
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

INTELLECTUAL PROPERTY RIGHTS
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved. 
You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.  
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. 
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged. 
You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

OUR SITE CHANGES REGULARLY
We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material. 

OUR LIABILITY
The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:
•    All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
•    Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
•    loss of income or revenue;
•    loss of business;
•    loss of profits or contracts;
•    loss of anticipated savings;
•    loss of data;
•    loss of goodwill;
•    wasted management or office time; and
for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

SAVINGS CLUB
B Local provides a savings club facility whereby a member may save and spend cash amounts at any time(s) of her choosing with individual B Local member business(es). The B Local system accurately scans, reflects and records transactions which are in put by B Local member business(es) and their staff. All transaction are between members and member businesses. B Local expressly disclaims any liability for errors, omissions or miscalculations of any kind. Any dispute(s) is expressly between the B Local member and B Local member business. Each B Local member and B Local member business will have access to their own private dashboard(s) where all transactions may be viewed online and up to date  once logged in at www.blocalcard.com   

INFORMATION ABOUT YOU AND YOUR VISITS TO OUR SITE
We process information about you in accordance with our privacy policy (see below).  By using our site, you consent to such processing and you warrant that all data provided by you is accurate. 

VIRUSES, HACKING AND OTHER OFFENCES
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. 
By breaching this provision, you may commit a criminal offence under the Criminal Damage Act 1991. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

LINKS FROM OUR SITE
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.  We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.  When accessing a site via our website we advise you check their terms of use and privacy policies to ensure compliance and determine how they may use your information.  

JURISDICTION AND APPLICABLE LAW
The Irish courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site.  
These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of Ireland.

VARIATIONS
We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

YOUR CONCERNS
If you have any concerns about material which appears on our site, please contact info@sullycard.com
Thank you for visiting our site.

PRIVACY POLICY

Sullycard Ltd (“We”) are committed to protecting and respecting your privacy.

This policy (together with our terms of use (above) and any other documents referred to on it) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.  Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. We keep certain basic information when you visit our website and recognise the importance of keeping that information secure and letting you know what we will do with it.

For the purpose of the Data Protection Act 1988 (the Act), the data controller is Sullycard Ltd. 

This policy only applies to our site. If you leave our site via a link or otherwise, you will be subject to the policy of that website provider. We have no control over that policy or the terms of the website and you should check their policy before continuing to access the site.

General Data Protection Regulations (GDPR)

Under the General Data Protection Regulations, we have a legal duty to protect any personal information we collect from you. We will only use personal information you supply to us for the reason that you provided it for. We will only hold your information for as long as necessary to fulfil that purpose. We will not pass your information to any other parties. In the same way, you have a responsibility to protect any personal information entered or otherwise captured/imported by you, your staff, your agents or any other authorised data capturer into the system of B Local or BlueBox – our IT provider . You agree to be bound by the current General Data Protection Regulations and will not infringe upon the rights of the individuals to whom this data belongs. You agree to take all necessary precautions and safety measures to protect this data from being stolen or abused in any way. 

With regards to GDPR codes of conduct, requirements and best practices, B Local/The BlueBox:

• recognises the importance of data protection and identifies itself primarily as a Data Processor in its role as a software provider and, to a lesser extent, as a Data Controller with regards to data it holds and controls directly
• is a registered entity with the UK Information Commissioner’s Office (ICO) – Reg No. ZA319494 – and recognises the ICO as the lead data protection supervisory authority to which it reports
• will report any significant data breaches to the ICO and the related parties within 48 hours of becoming aware of any such breach
• has a nominated Data Protection Officer who undertakes to maintain and monitor the ongoing GDPR requirements within the company
• undertakes to educate and train its staff about their responsibilities in working with private data and information, specifically relating to GDPR legislation
• provides facilities to accommodate requests from data owners, including data access, data erasure, data amendments, data portability etc and will respond to such requests within the time constraints specified by the GDPR
• conducts regular data security reviews which include:
• reviewing all systems and databases, evaluating their data risks and data profiles (nature of the data, origins of the data, destinations of the data)
• conducting security tests through 3rd party CREST certified organisations
• confirming we have the correct legal agreements with associates, suppliers, customers and staff – including provisions for storing data relating to children.
• undertakes a Data Protection Impact Assessment (DPIA) or Privacy Impact Assessment (PIA) for any new system or database design to ensure systems are maintained and developed with a ‘Data Protection by Design’ approach
• provides facilities within its software for unambiguous, detailed and granular consent for the storage and processing of private information If you and/or your organisation use B Local/BlueBox software to store, retrieve or process data which is personal or private in nature you are effectively a Data Controller under the GDPR guidelines. Consequently, you confirm that you and/or your organisation will:
• comply with the General Data Protection Regulations (GDPR) of the European Union, specifically in your capacity as the Data Controller
• undertake to educate and inform users of your B Local/BlueBox system as to their responsibilities relating to GDPR legislation
• take the necessary steps to analyse the risks to data security within your organisation and take all precautions necessary to mitigate these risks
• ensure that you communicate clear and informative privacy information to all individuals who have private information held in the system, including but not limited to, Privacy Policies, Opt-In Notices etc
• ensure that you get clear, unforced and unambiguous consent from each individual before storing or processing their personal information
• ensure that you take into account individual’s rights before storing and processing personal information and that you have the processes in place to accommodate their rights. These include, but are not limited to, the right to be informed about, access, rectify, erase, move and restrict the use of their data.
• ensure that you have a legal right (lawful basis) to store and process the personal information stored within your system
• ensure that you keep records of actions taken to secure and audit the data you keep
• inform B Local/The BlueBox of any data requirements which require specific opt-in or consent routines to be applied to the software, and, in event of a change in the nature of your data which would impact the requirement for specific opt-in or consent routines, update us in the event of such a change
• inform B Local/The BlueBox if you store, retrieve or process children’s personal data so that we can ensure the required consent steps are in place
• inform B Local/The BlueBox immediately of any data breaches pertaining to data held in our systems, however minor, so that we may assess with you the severity of the breach and the required actions to be taken as a result of the breach

INFORMATION WE MAY COLLECT FROM YOU

We may collect and process the following data about you:
•    Information that you provide by filling in forms on our site. This includes information provided at the time of registering to use our site, subscribing to our service or requesting further services. We may also ask you for information when you report a problem with our site.
•    If you contact us, we may keep a record of that correspondence.
•    We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.
•    Details of your visits to our site including, but not limited to, traffic data, location data, weblogs, operating system, browser usage and other communication data, whether this is required for our own billing purposes or otherwise and the resources that you access. 

IP ADDRESSES AND COOKIES
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual and we will not collect personal information in this way.
We may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us:
•    To estimate our audience size and usage pattern.
•    To store information about your preferences, and so allow us to customise our site according to your individual interests.
•    To speed up your searches.
•    To recognise you when you return to our site. 
You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

WHERE WE STORE YOUR PERSONAL DATA
The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.
All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

USES MADE OF THE INFORMATION
We use information held about you in the following ways:
•    To ensure that content from our site is presented in the most effective manner for you and for your computer. 
•    To provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes. 
•    To carry out our obligations arising from any contracts entered into between you and us.
•    To allow you to participate in interactive features of our service, when you choose to do so.
•    To notify you about changes to our service.
We may also use your data, or permit selected third parties to use your data, to provide you with information about goods and services which may be of interest to you and we or they may contact you about these by [post or telephone]. 
If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data.

DISCLOSURE OF YOUR INFORMATION
We may disclose your personal information to third parties:
•    In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.
•    If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

YOUR RIGHTS
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data.  You can also exercise the right at any time by contacting us at info@blocalcard.com
Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates.  If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies.  Please check these policies before you submit any personal data to these websites.

ACCESS TO INFORMATION
The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of €10 to meet our costs in providing you with details of the information we hold about you.

CHANGES TO OUR PRIVACY POLICY
Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail. However, we advise that you check this page regularly to keep up to date with any necessary changes.

CONTACT
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to info@blocalcard.com